| Description: | Exceeding USD 230 billion in 2005, remittances are a critical flow of funds for low-income people in both the North and South. Accessing and affording these services, however, can be a challenge, especially in remote, rural areas. This annex to the IFAD Decision Tools for Rural Finance introduces migrant remittances in the wider context of development finance, discussing the key principles of effective service delivery and highlighting potential areas for IFAD support. Designed to give IFAD staff a solid grounding in this topic, this paper includes a review of donor activity on remittances and provides numerous references to research on remittances in specific regions. |
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